Triaconta does not offer tax advice. The information below should not be regarded as advice or a personal recommendation.
In the Netherlands, wealth tax is due for private individuals on the value of your assets on 1 January. Cryptocurrencies are part of your other assets in box 3.
https://www.belastingdienst.nl/wps/wcm/connect/nl/werk-en-inkomen/content/cryptocurrency
Tax rules on cryptocurrency holdings and/or transactions are very different from country to country. Consult a tax advisor in your country for the tax rules that apply to you.
You will receive an annual overview from Triaconta which you can use for your tax return. Or you can use History for an overview of all transactions.
If your country has any form of capital gains or taxation on cryptocurrency transactions, beware that balancing and revision both result in multiple crypto to crypto transactions.
If your country requires you to report holdings abroad this may apply to your cryptocurrency holdings with Triaconta.
We do not currently report the value of your Triaconta account to any government or tax authority.
The CombiCoin was the predecessor of the Top 30 Bundle. The composition of the CombiCoin was balanced and revised every two months. In Bundles, medium balancing is the same strategy as was used with the CombiCoin.
Sell
Your personal portal allows you to instantly sell (a part of) your Bundle at any time. Choose Sell in the menu below Bundles and with the help of a slider, you can easily indicate how much of your Bundle you want to sell. Sales are executed immediately on the exchange and proceeds are added in credits (Euros) to your account.
Adjust
If you choose Adjust you can sell (and buy) specific coins. If you only sell or if you sell more than you buy, the difference will be deposited in your account as credits that have a stable value in Euro. If you click save all adjustments to your Bundle are shown in an overview. Only if you confirm with yes they are executed at the exchange.
Payout or buy back
You can keep your credits in your account to buy another Bundle or a single cryptocurrency at a later date. Or you can choose to have your credits paid out to your bank account in Euros. Payouts will be deposited on your bank account within 5 working days.
You acquire credits by selling a Bundle or individual coins. Credits have a stable value in Euro and can be used for new purchases or sold for Euros to your bank account. You can not buy credits with Euros.
We want to be able to offer you a safe environment, so that malicious people can not access your account with just the username and password. Two factor authentication is a secure solution because an extra factor is used on top of the username / password combination. The factor is a token that you keep on your mobile phone and this generates an extra code to log in. An extra action for you when logging in, but an act that a malicious person can never perform.
Imagine someone else gaining access to your email account. This person then clicks on the website “I have forgotten my password” and will receive a link in the email to change the password. Then this person has full access to your Triaconta account. With 2FA activated this cannot happen because this person does not have your mobile phone and so lacks the extra code needed to log in.
We have linked your Triaconta account to a fixed bank account and the other person can therefore not steal your money. The actions on the account can however create costs by selling bundles and buying other bundles and can disrupt all your settings.
At Triaconta it is not possible to transfer cryptocurrencies to a cryptocurrency exchange or a personal wallet. Any payout must be in euros to the bank account with which you also made your purchases. It is therefore also not possible to pay with cryptocurrencies for your Bundle.
Over time, the distribution of value in your bundle changes. Certain cryptocurrencies will rise / fall faster than others. This will change your risk because your bundle is more affected by an increase or decrease of a cryptocurrency with a large share in your bundle. During balancing, the deviation from the original distribution is restored by selling part of the cryptocurrencies that have gotten a larger share and buying the cryptocurrencies of which the share has become smaller.
The degree to which you go back to the original distribution can be set as soft, medium or hard. In the soft balancing strategy, only a limited amount of deviation is run in, at medium it is half of the deviation, and in the case of hard re-balancing the shares are always fully restored to the original distribution. More information on the different possibilities and the costs of balancing can be found here.
You can change the original distribution to your own personal target distribution. To do so, go to Bundles+Balancing and click on “What is a target distribution and how do I update this?”
If the IBAN on the payout page is not or no longer your current bank account, please contact [email protected].
Triaconta has a strict policy for changing bank accounts. Triaconta does not allow a change from a business account to a private account or a change from the account to the account of another person. Transfer of investments between companies and private persons or between different private persons is not supported.
It is very good practice to change the password immediately after the first login. Go to settings – login details. You can change the password with the New Password text box. Type the same password in the Confirm New Password text box and click Update details to register the new password.
Triaconta recommends using a password of at least 8 characters. The longer the password is, the more difficult the password is to crack. Use a combination of various characters such as letters (uppercase and lowercase), numbers and symbols. The password is more difficult to crack because it allows more combinations. With a whole phrase as a password you create a very strong password. In addition, a sentence is often more easy to remember. A long and ‘easy’ password can be stronger than a short and ‘difficult’ password.
Do not include easy-to-guess combinations such as names, birth dates or addresses in your password. Do not use one password for multiple websites. Of course this is easier to remember, but once one password is cracked, then malicious parties have direct access to multiple websites that you use.
If you have forgotten your password, you can always request a new password in the login screen by clicking on “I forgot my password”.
Select Balancing in the menu. You can execute balancing once by choosing manual balancing for the bundle or you can set up the automatic balancing to be performed periodically every two weeks, every month or every two months. You do not have to think about it yourself anymore and it has lower fees than the manual balancing.
The degree to which you go back to the original distribution can be set as soft, medium or hard. In the soft balancing strategy, only a limited amount of deviation is run in, at medium it is half of the deviation, and in the case of hard re-balancing the shares are always fully restored to the original distribution.
It is also possible to change the original distribution. Suppose you have a Top 30 and always want to have 13% in Bitcoin and distribute the rest evenly at 3%? Look for Target distribution on the Balancing page. By adjusting the target distribution of all coins to 3% and Bitcoin to 13% you have now changed the values the system uses for balancing. In the next balancing it will adjust towards the 3% and 13% you have made your personal ideal balance.
Go to settings – login details. The text-box Username allows you to change the name we use in the emails.
Over time, the distribution of value in your bundle changes. The share of a few cryptocurrencies in your bundle can grow strongly because they themselves rise in price or because others fall in price. Having a larger share in a certain cryptocurrency can be positive if the cryptocurrency rises further, and also negative if this cryptocurrency suddenly falls again.
You run more risk because the bundle is more than originally affected by an increase or decrease of the cryptocurrency with a large share in your bundle. You also run a higher risk because you experience less than originally the benefit or disadvantage of an increase or decrease of the cryptocurrency with a small share in your bundle.
By regularly balancing you ensure that the distribution of your bundle does not deviate too far from the original or chosen ratio.
Don’t have time to keep an eye on your bundle? Then set up automatic balancing and your bundle will be periodically balanced.
Target distribution allows you to change the distribution to a personal ideal balance. Suppose you have a Top 30 and always want to have 13% in Bitcoin and distribute the rest evenly at 3%? Go to Bundles + Balancing and click “What is a target distribution and how do I update this”. By adjusting the target distribution of all coins to 3% and Bitcoin to 13% you have now changed the values the system uses for balancing. In the next automatic or manual balancing it will adjust towards the 3% and 13% you have made your personal ideal balance.
Maybe you want to increase your investment in only one or two coins in your Bundle. If you invest credits or euros into an existing bundle, your investment is divided according to the target distribution of the bundle. You can change the Target distribution before you do your investment. If you adjusted the target distribution to 100% in one coin for an extra investment in this coin, please remember to change it back to your original balanced target distribution otherwise the automatic or manual balancing may sell all your other coins for this coin.
Select Adjust in the menu below Bundles. You can use the sliders to sell one or more coins and to buy one or more other coins. If you sell more than you buy, you will receive this difference in credits.
To log out immediately click this button at the bottom left of the page 
After about an hour you are always logged out automatically.
Sell your Bundle and sell all or only a part of your existing Bundle for credits (euros). Then go to Buy and select the Bundle you like to buy. To pay choose credits.
Send us a request at [email protected] to change your address and state your new email address. Preferably do this from your current email address.
To name your Bundle go to My Bundles and scroll down to Bundle settings. You can choose any name you want.
If you save an account in Google Authenticator, it will not be stored in the cloud. The data remains on your device itself. We find this safer. If you still want to use Authy, that is possible with our website. Authy is fully compatible with Google Authenticator.
During a revision of the pre-selected bundles, it is re-examined whether the bundle is representative of the market that we want to offer with this bundle. It can happen that one or more cryptocurrencies in the bundle are replaced.
Revision of a bundle means that the same adjustment is made in your own bundle. The cryptocurrency that is being replaced is completely sold, and the proceeds are used to purchase the other cryptocurrency. For more information about automatic revision and the costs of the revision tool look here.
With Triaconta revision you can have your Top 30, DeFi or Penny Stock Bundle updated manually or automatically to the most current composition of the standard bundle. If a cryptocurrency has been added or removed by us from the standard bundle, the same revision will take place in your Top 30, DeFi or Penny Stock bundle. The automatic revision service can be enabled or disabled at any time in the portal.
A regular revision of your bundle will ensure that your Bundle remains up-to-date with the latest developments in the market. We select the cryptocurrencies that best suit the purpose of your bundle.
Don’t have time to keep an eye on the market yourself? Then set up automatic revision, and your Bundle will be updated every two months with the latest developments.
The button link in the email to confirm a change of your settings for balancing and revision is only valid for half an hour. Do the adjustment again and click immediately to confirm in the email.
Yes, Triaconta has an official registration with the regulator “De Nederlandsche Bank” since 28-1-2021 as:
Article 23b. Provider of services for exchanging between virtual currencies and fiat currencies
Article 23b. Provider of a custodial wallet
https://www.dnb.nl/en/public-register/information-detail/?registerCode=WWFTAC&relationNumber=R179504
Click on History in the menu. In the Search box you can filter the list for a specific currency. Transactions are valued in BTC, not in your local currency.
With the export button you can download the entire transaction history or a selection into an Excel file.
Triaconta B.V.
IBAN: NL14BUNQ2070183513
BIC : BUNQNL2AXXX
BUNQ B.V.
NARITAWEG 131-133
AMSTERDAM
Netherlands
You can find our terms and conditions on the bottom of every web page and here: Terms
Do you have a question or need support regarding your Triaconta account? You can always reach us by e-mail at [email protected]